Why do I need flood insurance?

Flood Insurance
Why do I need
flood insurance?

Floods are the most common
natural disaster in the United States.1

Protect your investment. Don’t wait until it’s too late.

  • Floods happen everywhere—in all 50 states and in your neighborhood. You can live miles away from water and still be at risk of flooding
  • 20% of all flood damage occurs in low to moderate flood risk areas.2 Don’t be fooled by a line on the map, everyone is at risk for flooding
  • Most homeowners insurance does not cover flood damage
  • Don’t rely on federal disaster assistance to recover. Disaster assistance is only available with a presidential declaration

Get Started